Private card desk

Spend globally. Stay private.

Premium virtual cards for ads, subscriptions, travel and operator teams. Create clean spend identities while limits, approvals and risk checks stay under control.

Velvet Pay Reserve
VP / BLACK
Velvet Pay
4829 •••• •••• 9048
Private debit $24,800
Ad spend +$12.4k
Risk score 98%
Cards live 184
Built for operators

Issue clean cards, isolate merchants and keep spend readable.

120+countries
2 minissue time
3DSready
24/7risk layer
virtual
cards
Card stack

Separate cards for every kind of spend.

01 / ads

Media buying cards

Fresh cards per campaign, instant freeze and clean merchant history.

$5k-$50k limits
02 / teams

Employee spend

Invite team members, set limits and approve purchases from one control room.

Roles and approvals
03 / privacy

Disposable cards

Burn after a subscription, trial, marketplace or one-time vendor payment.

Single-use mode
04 / global

Travel and remote ops

Multi-currency spending with clean statements and fewer blocked payments.

120+ countries
01 04
Operational flow

From request to spend in one glass panel.

Security layer

Risk checks that feel invisible until they save the day.

Velocity limits, merchant rules, 3DS readiness, frozen-card states and manual review queues are part of the product logic, not decoration.

3DSChallenge ready

Keep high-risk payments behind stronger verification.

KYCReview queue

New requests land in the admin panel before cards are issued.

LimitsSpend envelopes

Every card has a clear monthly ceiling and status.

AuditTransaction trail

Readable ledger for finance teams and founders.

Plans

Monetize the card stack your way.

Starter $49

For founders testing global subscriptions and ad accounts.

Operator $149

Team cards, approval queue, higher limits and priority review.

Private desk Custom

Dedicated BIN strategy, custom limits and manual onboarding.